ProCredit Bank Direct, the Bank made simple

Welcome to ProCredit Direct – your online banking platform

Are you a modern professional with a busy schedule, or a depositor looking for a secure way to save? Would you like to make your banking transactions whenever and wherever you like, easily and securely?

If so, ProCredit Bank, the first German bank in Eastern Europe, now offers ProCredit Direct, a digital offer providing not only direct 24-hour access to all the banking services you need to manage your funds, but also full control over your finances.



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ProCredit Bank Direct, the Bank made simple

Everything you need from a bank

Our current account provides you with around-the-clock access to all the services you need:

  • Money transfers, utility payments, standing orders, contactless debit card, SMS notifications for all transactions, cash withdrawals at ATMs
  • FlexSave savings account with maximum flexibility
  • Term deposits to accommodate long-term planning
  • FlexFund, investment loans, and housing loans

No more waiting in line. You can do your banking wherever and whenever you like.

All for one monthly flat fee.

Join us Terms and Conditions

Anytime and anywhere

Manage your finances conveniently and securely via our 24/7 service channels.

Internet banking ( More information )

24/7 Self-service Areas ( Map )

Contact centre ( More information)

If you have any questions, please refer to the FAQ section or get in touch with our contact centre.

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ProCredit Bank Direct, the Bank made simple

ProCredit is:

  • A development-oriented group of commercial banks operating as a responsible Hausbank for SMEs and a DIRECT bank for private clients 
  • A German group headquartered in Frankfurt and supervised by both the German Financial Supervisory Authorities at group level and the respective regulatory body in each country 
  • Profitable and stable at group level with no speculative lines of business 
  • Listed in the Prime Standard segment on the Frankfurt Stock Exchange under ProCredit Holding, the parent company (for more information click here)
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ProCredit Bank Direct, the Bank made simple

We focus on your needs and on the quality of our services

•   We invest in the local economy by supporting SMEs

•   We care about the environment 

•   We do not believe in bonuses but rather in staff development

•   We invest in modern technology and in our digital channels

•   We take data security seriously and comply with European standards

Our group-wide policies and standards and our strict exclusion list support the healthy growth of our loan portfolio and the establishment of long-term relationships with our customers.

 

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  • Current Account

    Your Bank in one account.
    Simple.

  • ProCredit FlexSave

    Your savings account.
    Flexible and safe.

  • ProCredit FlexFund

    Your overdraft.

    Extra cash, when you need it.

  • Term Deposit

    Fulfil your long term plans.
    in a secure way.

  • Loan Investment

    Buy a new car, refurbish your home.
    Fast and convenient.

  • Housing Loan

    Buy your home.
    Long term loans at a fixed interest rate.

Current Account

Your Bank in one account.
Simple.

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All services

Be in full control of your finances, whenever you want, wherever you are.

Free and unlimited domestic money transfers.

Free and unlimited cash deposits and withdrawals at our 24/7 Zones for amounts up to BGN 2,000.

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Be in full control of your finances, whenever you want, wherever you are.

Pay your bills online.

Make scheduled transfers with standing orders.

Secure transactions with our real-time SMS notification service.

 

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Be in full control of your finances, whenever you want, wherever you are.

Same working day international payments for only EUR 2.5 within the ProCredit group.

Very attractive pricing for other international money transfers around the world.

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Be in full control of your finances, whenever you want, wherever you are.

All of this for just BGN 8 per month!

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Safe. Flexible. Attractive.

Trust your money to ProCredit Bank, part of the first German banking group in Eastern Europe.

The safety of your savings is our priority!

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Safe. Flexible. Attractive.

Access your savings whenever you need them.

You can transfer from and to your current account 24/7!

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Safe. Flexible. Attractive.

Very attractive interest rate!

0.35% per annum in BGN and EUR

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Never miss out on opportunities again.

Have your salary, pension or other regular income paid into your ProCredit Bank account?

Benefit from an overdraft of up to two times your monthly income at an interest rate of just 6%. per annum.

Apply for FlexFund

Never miss out on opportunities again.

ProCredit FlexFund gives you fast and flexible access to extra funds when you need them.

No need for any other credit product to cover your short term financing needs!

Apply for FlexFund

Never miss out on opportunities again.


Apply for FlexFund

Plan your future with confidence.

Take a long-term view; we do the same!

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Plan your future with confidence.

Invest your money in a 12, 18, 24 or 36 month term deposit, in BGN, EUR or USD.

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Plan your future with confidence.

Earn up to

0.5% per annum for a 12 month deposit.

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We provide support when you need it.

Invest in your home and make it environmentally friendly while reducing your energy costs.

Apply for loan

We provide support when you need it.

Optimise and reduce your living expenses by investing in smart, modern technology: go electric!

Apply for loan

We provide support when you need it.

Loans for investment up to 60 months and up to EUR 30,000.

Apply for loan

Buying a new home? ProCredit Bank makes it safe and easy.

Interest rate from 2.75% per annum.

Plan for the long term with peace of mind: we offer fixed interest rates, so that the interest rate risk is ours, not yours.

Apply for loan

Buying a new home? ProCredit Bank makes it safe and easy.

Quick approval process. We finance up to 80% of the market value of the property.

Apply for loan

Buying a new home? ProCredit Bank makes it safe and easy.

Maturities of up to 20 years.

Apply for loan