ProCredit Bank Direct, the Bank made simple

Welcome to ProCredit Direct – your online banking platform

Are you a modern professional with a busy schedule, or a depositor looking for a secure way to save? Would you like to make your banking transactions whenever and wherever you like, easily and securely?

If so, ProCredit Bank, the first German bank in Eastern Europe, now offers ProCredit Direct, a digital offer providing not only direct 24-hour access to all the banking services you need to manage your funds, but also full control over your finances.


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Everything you need from a bank

Our current account provides you with around-the-clock access to all the services you need:

  • Money transfers, utility payments, standing orders, contactless debit card, SMS notifications for all transactions, cash withdrawals at ATMs
  • FlexSave savings account with maximum flexibility
  • Term deposits to accommodate long-term planning

No more waiting in line. You can do your banking wherever and whenever you like.

All for one flat fee.

Join us Terms and conditions

Anytime and anywhere

Manage your finances conveniently and securely via our 24/7 service channels.

e-Banking (More information)

m-Banking (More information)

24/7 Zones (More information)

Contact centre (More information)

If you have any questions, please refer to the FAQ section at the end of this page or get in touch with our contact centre.

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ProCredit Bank Direct, the Bank made simple

ProCredit is:

  • A development-oriented group of commercial banks operating as a responsible Hausbank for SMEs and a DIRECT bank for private clients 
  • A German group headquartered in Frankfurt and supervised by both the German Financial Supervisory Authorities at group level and the respective regulatory body in each country 
  • Profitable and stable at group level with no speculative lines of business 
  • Listed in the Prime Standard segment on the Frankfurt Stock Exchange under ProCredit Holding, the parent company (for more information click here)
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We focus on your needs and on the quality of our services

  • We invest in the local economy by supporting SMEs
  • We care about the environment 
  • We do not believe in bonuses but rather in staff development
  • We invest in modern technology and in our digital channels
  • We take data security seriously and comply with European standards

Our group-wide policies and standards and our strict exclusion list support the healthy growth of our loan portfolio and the establishment of long-term relationships with our customers.

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  • Current Account

    Your Bank in one account.
    Simple.

  • ProCredit FlexSave

    Your saving account.
    Flexible and safe.

  • Term Deposit

    Fulfil your long term plans

    in a secure way

  • Investment Loan

    Buy a new car, refurbish your home.

    Fast and convenient.

  • Housing Loan

    Buy your home.

    Long term loans at a fixed interest rate.

  • FlexFund

    Your overdraft.

    Extra cash, when you need it.

Current Account

Your Bank in one account.
Simple.

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All services

Be in full control of your finances, whenever you want, wherever you are.

Free and unlimited domestic money transfers.

Free and unlimited cash deposits and withdrawals at our 24/7 Zones.

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Be in full control of your finances, whenever you want, wherever you are.

Pay your bills online.

Secure transactions with our real-time SMS notification service.

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Be in full control of your finances, whenever you want, wherever you are.

Very attractive pricing for international money transfers around the world for just USD 15.

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Be in full control of your finances, whenever you want, wherever you are.

All of this with your debit card and e-banking!

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Safe. Flexible. Attractive.

Trust your money to ProCredit Bank, part of the first German banking group in Ecuador.

The safety of your savings is our priority!

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Safe. Flexible. Attractive.

Access your saving whenever you need them.

¡You can transfer from and to your current account 24/7!

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Safe. Flexible. Attractive.

¡Very attractive interest rate!

3.5% per annum in USD

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Plan your future with confidence.

Take a long-term view; we do the same!

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Plan your future with confidence.

Invest your money in a 12, 18, 24 or 36 month term deposit, in USD.

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Plan your future with confidence.

Earn up to 5% per annum for a 12 month deposit in USD.

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We provide support when you need it.

Invest in your home and make it environmentally friendly while reducing your energy costs.

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We provide support when you need it.

Optimise and reduce your living expenses by investing in smart, modern technology: go electric!

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We provide support when you need it.

Investment loans up to 36 months and up to USD 30.000

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We provide support when you need it.

Invest in your home and make it environmentally friendly while reducing your energy costs.

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Buying a new home? ProCredit Bank makes it safe and easy.

Quick approval process. We finance up to 80% of the value of the property.

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Buying a new home? ProCredit Bank makes it safe and easy.

Plan for the long term with peace of mind: we offer fixed interest rates, so that the interest rate risk is ours, not yours.

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Buying a new home? ProCredit Bank makes it safe and easy.

Maturities of up to 12 years.

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A back-up for your back-up

No need for any other credit product to cover your short term financing needs.

Benefit from an overdraft of up to two times your monthly income.

9% annual interest rate.

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