ProCredit Bank Direct, the Bank made simple

Welcome to ProCredit Direct – your online banking platform

Are you a modern professional with a busy schedule, or a depositor looking for a secure way to save? Would you like to make your banking transactions whenever and wherever you like, easily and securely?

If so, ProCredit Bank, the first German bank in Eastern Europe, now offers ProCredit Direct, a digital platform providing not only direct 24-hour access to all the banking services you need to manage your funds, but also full control over your finances.

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ProCredit Bank Direct, the Bank made simple

Everything you need from a bank

Our current account provides you with around-the-clock access to all the services you need:

  • Money transfers, utility payments, standing orders, contactless debit card, SMS notifications for all transactions, cash withdrawals at ATMs
  • FlexSave savings account with maximum flexibility
  • Term deposits to accommodate long-term planning
  • FlexFund, investment loans, and housing loans

No more waiting in line. You can do your banking wherever and whenever you like.

All for one flat fee.

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ProCredit Bank Direct, the Bank made simple

Anytime and anywhere

Manage your finances conveniently and securely via our 24/7 service channels.

e-Banking ( link )

m-Banking

24/7 Zones ( link to map )

Contact centre

If you have any questions, please refer to the FAQ section at the end of this page or get in touch with our contact centre.

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ProCredit Bank Direct, the Bank made simple

ProCredit is:

  • A development-oriented group of commercial banks operating as a responsible Hausbank for SMEs and a DIRECT bank for private clients 
  • A German group headquartered in Frankfurt and supervised by both the German Financial Supervisory Authorities at group level and the respective regulatory body in each country 
  • Profitable and stable at group level with no speculative lines of business 
  • Listed in the Prime Standard segment on the Frankfurt Stock Exchange under ProCredit Holding, the parent company (for more information click here)
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ProCredit Bank Direct, the Bank made simple

We focus on your needs and on the quality of our services

  • We invest in the local economy by supporting SMEs
  • We care about the environment 
  • We do not believe in bonuses but rather in staff development
  • We invest in modern technology and in our digital channels
  • We take data security seriously and comply with European standards

Our group-wide policies and standards and our strict exclusion list support the healthy growth of our loan portfolio and the establishment of long-term relationships with our customers.

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  • Current Account

    Your Bank offers you

    Set of Banking Services.

    Simple and convinient.

  • ProCredit FlexSave

    Your saving account.
    Flexible and safe.

  • ProCredit FlexFund

    Your overdraft.
    Extra cash, when you need it.

  • Term Deposit

    Fulfil your long term plans.
    in a secure way.

  • Investment Loan

    Buy a new car, refurbish your home.
    Fast and convenient.

  • Housing Loan

    Long term loans at a fixed interest rate.

Current Account

Your Bank offers you

Set of Banking Services.

Simple and convinient.

Open your account
All services

With the Set of Banking Services be in full control of your finances!

- Current Account in MKD and EUR

- Master Card Debit – One universal card for all your needs

- E-banking/ M-banking with payment option

- Unlimited use of Zone 24/7

 

Open your account

With the Set of Banking Services be in full control of your finances!

 

- 3 free of charge withdrawals from ATMs of other banks in Macedonia

- Unlimited free of charge domestic payments in MKD through your e-banking (KIBS)

 

 

 

Open your account

With the Set of Banking Services be in full control of your finances!

- SMS Notification for your payments and incomes

- Fixed fee of only EUR 2,5 for international payments in ProCredit group

 

 

 

Open your account

With the Set of Banking Services be in full control of your finances!

- Scheduled transfers with standing orders.

 

All of this for EUR 5 per month!

Open your account

Safe. Flexible. Attractive.

The safety of your savings is our priority!

Very attractive interest rate and flexibile usage of your savings!

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Safe. Flexible. Attractive.

1% per annum in MKD and EUR

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Safe. Flexible. Attractive.

Access your saving through e-banking 24/7!

Transfer and withdraw money whenever you neeed.

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Safe. Flexible. Attractive.

Trust your money to ProCredit Bank, part of the first German banking group in Eastern Europe.

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Never miss out on opportunities again.

Bring your salary, pension or other regular income to ProCredit Bank.

You will receive an overdraft up to two times your income with interest rate of only 7% per annum.

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Never miss out on opportunities again.

ProCredit FlexFund gives you fast and flexible access to extra funds when you need them.

 

No need for any other credit product to cover your short term financing needs!

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Plan your future with confidence.

Take a long-term view; we do the same!

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Plan your future with confidence.

Invest your money in a 12, 18, 24 or 36 month term deposit, in MKD or EUR.

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Plan your future with confidence.

Interest rates for deposits in MKD:

12 months:      1,8%

18 months:      2%

24 months:      2,3%

36 months:      2,6%

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Plan your future with confidence.

Interest rates for deposits in EUR:

12 months:      1%

18 months:      1,2%

24 months:      1,5%

36 months:      1,8%

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We provide support for your investments!

Invest in your home and make it environmentally friendly while reducing your energy costs.

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We provide support for your investments!

Optimise and reduce your living expenses by investing in smart, modern technology: go electric!

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We provide support for your investments!

Investment loans up to 60 months and up to EUR 30,000 EUR

6% fixed interest rate

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Buying a new home? ProCredit Bank makes it safe and easy.

Special offer:

4% fixed interest rate for the first 10 years

5,2% + 6m EURIBOR (min 5,5%) after this period

0% disbursement fee

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Buying a new home? ProCredit Bank makes it safe and easy.

Quick approval process.

Maturity of the loan up to 20 years.

We finance up to 80% of the value of the property.

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