ProCredit Bank Direct, the Bank made simple

Welcome to ProCredit Direct – your online banking platform

Are you a modern professional with a busy schedule, or a depositor looking for a secure way to save? Would you like to make your banking transactions whenever and wherever you like, easily and securely?

If so, ProCredit Bank, the first German bank in Eastern Europe, now offers ProCredit Direct, a digital offer providing not only direct 24-hour access to all the banking services you need to manage your funds, but also full control over your finances.

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Everything you need from a bank

Our current account provides you with around-the-clock access to all the services you need:

  • Money transfers, utility payments, standing orders, contactless debit card, SMS notifications for all transactions, cash withdrawals at ATMs
  • FlexSave savings account with maximum flexibility
  • Term deposits to accommodate long-term planning
  • FlexFund overdraft facility

No more waiting in line. You can do your banking wherever and whenever you like.

See our pricing list here

Join us Terms and conditions
ProCredit Bank Direct, the Bank made simple

Anytime and anywhere

Manage your finances conveniently and securely via our 24/7 service channels.

e-Banking (see manualnual)

MB@nk (more details)

24/7 Zones (link to page)

Contact centre (more details)

If you have any questions, please get in touch with our contact centre.

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ProCredit Bank Direct, the Bank made simple

ProCredit is:

  • A development-oriented group of commercial banks operating as a responsible Hausbank for SMEs and a DIRECT bank for private clients 
  • A German group headquartered in Frankfurt and supervised by both the German Financial Supervisory Authorities at group level and the respective regulatory body in each country 
  • Profitable and stable at group level with no speculative lines of business 
  • Listed in the Prime Standard segment on the Frankfurt Stock Exchange under ProCredit Holding, the parent company (for more information click here)
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We focus on your needs and on the quality of our services

•   We invest in the local economy by supporting SMEs

•   We care about the environment 

•   We do not believe in bonuses but rather in staff development

•   We invest in modern technology and in our digital channels

•   We take data security seriously and comply with European standards

Our group-wide policies and standards and our strict exclusion list support the healthy growth of our loan portfolio and the establishment of long-term relationships with our customers.

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  • Current Account

    Your Bank in one account.
    Simple.

  • ProCredit FlexFund

    Your overdraft.

    Extra cash, when you need it.

  • ProGreen Loans

    We invest in a greener future.

    Choose one of the environmentally friendly loans.

  • Savings and Deposits

    Plan for the short or the long term with the rights savings solution.

  • Investment Loan

    Buy a new car, refurbish your home.

    Fast and convenient.

  • Housing Loan

    Buy your dream home.

    Long term loans with an attractive interest rate.

Current Account

Your Bank in one account.
Simple.

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All services

Be in full control of your finances, whenever you want, wherever you are.

Free and unlimited domestic money transfers.

Free and unlimited cash deposits and withdrawals at our 24/7 Zones.

Free and unlimited cash withdrawals in the Euronet ATM network.

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Be in full control of your finances, whenever you want, wherever you are.

Pay your bills online.

Make scheduled transfers with standing orders.

Secure transactions with our real-time SMS notification service.

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Be in full control of your finances, whenever you want, wherever you are.

Same day international payments for only EUR 2.5 EUR within the ProCredit group.

Very attractive pricing for other international money transfers around the world.

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Be in full control of your finances, whenever you want, wherever you are.

See our pricing list here

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Never miss out on opportunities

Have your salary, pension or other regular income paid into your ProCredit Bank account.

Benefit from an overdraft of up to two times your monthly income.


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Never miss out on opportunities

ProCredit FlexFund gives you fast and flexible access to extra funds when you need them.

No need for any other credit product to cover your short term financing needs!

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Never miss out on opportunities

And for 12% per annum nominal interest rate in LEI (see price list)

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Green for investments!

The ProGreen credit for energy efficiency offers you a fixed annual interest of 12% or variable interest equal to IRCC+6% for various destinations such as home insulation, heat pumps, lighting systems or energy efficient equipment.

More details here.

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Green for investments!

The ProGreen loan for photovoltaic panels offers you a fixed annual interest of 10% or variable interest equal to IRCC+3.28%. More details here

In addition, our partner, Solarlink provides complete services for procurement, design, installation and monitoring of the entire project.

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Green for investments!

The ProGreen AUTO loan offers you a fixed annual interest of 10% or variable interest equal to IRCC+3.28% for the purchase of new electric or plug-in hybrid cars.


More details here.

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Green for investments!

For the EIR calculation of ProGreen loans or calculation examples, you can access the Price List.


Run a simulation using the Personal Loan Calculator and apply for the loan you need!

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Plan your future with confidence

With ProSave, you get interest rate of 3.7% for 6 months for term deposits in EURO, and 6.65% for a 6 months deposit in LEI campaign available between 09th of March - 25th of April, 2024, according with the Campaign Regulations.

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Plan your future with confidence

With FlexSave you can make transactions to or from your savings account 24/7! You get a 3% p.a. interest rate for your short term savings in Lei.

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Plan your future with confidence

You can also choose a 3, 6, 12, 18, 24 or even 36 month term deposit, in LEI and/or EUR. See Terms and Conditions.

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We provide support when you need it

Choose an Investment Loan for those investments that matter with an variable interest rate of 7%+IRCC per year or a fixed interest rate of 13% per year (see price list).

Make a simulation here.

Invest in your home and make it environmentally friendly while reducing your energy costs


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We provide support when you need it

Optimise and reduce your living expenses by investing in an new car.

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We provide support when you need it

Loans for investment up to 60 months and up to EUR 30.000


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Buying a new home? ProCredit Bank makes it safe and easy.

For the housing loan with variable interest rate we have a very competitive offer. You have 2.2%+IRCC per year variable interest rate. (see price list)


Make a simulation here.

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Buying a new home? ProCredit Bank makes it safe and easy.

We finance up to 80% of the market value of the property and maturities of up to 30 years.

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