ProCredit Bank Direct, the Bank made simple

Welcome to ProCredit Direct – your online banking platform

Are you a modern professional with a busy schedule, or a depositor looking for a secure way to save? Would you like to make your banking transactions whenever and wherever you like, easily and securely?

If so, ProCredit Bank, the first German bank in Eastern Europe, now offers ProCredit Direct, a digital offer providing not only direct 24-hour access to all the banking services you need to manage your funds, but also full control over your finances. 

Join us I'm already a client
ProCredit Bank Direct, the Bank made simple

Everything you need from a bank

Our current account provides you with around-the-clock access to all the services you need:

  • Money transfers, utility payments, standing orders, contactless debit card, SMS notifications for all transactions, cash withdrawals at ATMs
  • FlexSave savings account with maximum flexibility
  • Term deposits to accommodate long-term planning
  • FlexFund, investment loans, and housing loans

No more waiting in line. You can do your banking wherever and whenever you like.

All for one monthly flat fee.

Join us Terms of use
ProCredit Bank Direct, the Bank made simple

Anytime and anywhere

Our current account provides you with around-the-clock access to all the services you need: 

e-Banking ( Tutorial )

m-Banking ( Video tutorial )

24/7 Zones ( See the map )

Info centre ( Contact us)

If you have any questions, please get in touch with our Contact Centre.

Join us
ProCredit Bank Direct, the Bank made simple

ProCredit is:

  • A development-oriented group of commercial banks operating as a:
  • Responsible Hausbank for SMEs and
  • DIRECT bank for private clients 
  • A German group headquartered in Frankfurt and supervised by both the German Financial Supervisory Authorities at group level and the respective regulatory body in each country 
  • Profitable and stable at group level with no speculative lines of business 
  • Listed in the Prime Standard segment on the Frankfurt Stock Exchange under ProCredit Holding, the parent company (for more information click here)
Join us

We focus on your needs and on the quality of our services

•   We invest in the local economy by supporting SMEs

•   We care about the environment 

•   We do not believe in bonuses but rather in staff development

•   We invest in modern technology and in our digital channels

•   We take data security seriously and comply with European standards

Our group-wide policies and standards and our strict exclusion list support the healthy growth of our loan portfolio and the establishment of long-term relationships with our customers.

 

Join us
  • Current Account

    Your Bank in one account.
    Simple.

  • ProCredit FlexSave

    Your saving account.
    Flexible and safe.

  • ProCredit FlexFund

    Your overdraft.
    Extra cash, when you need it.

  • Term Deposit

    Fulfil your long term plans.
    in a secure way.

  • Investment Loan

    Buy a new car, refurbish your home.
    Fast and convenient.

  • Housing Loan

    Buy your home.
    Long term loans at a fixed interest rate.

Current Account

Your Bank in one account.
Simple.

Join us
All services

Be in full control of your finances, whenever you want, wherever you are.

Free and unlimited domestic money transfers.

Free and unlimited cash deposits and withdrawals at our 24/7 Zones.

Join us

Be in full control of your finances, whenever you want, wherever you are.

Pay your bills online.

Make scheduled transfers with standing orders.

Secure transactions with our real-time SMS notification service.

Join us

Be in full control of your finances, whenever you want, wherever you are.

Same day international payments for only EUR 2.5 EUR within the ProCredit group.

Very attractive pricing for other international money transfers around the world.

Join us

Be in full control of your finances, whenever you want, wherever you are.

All of this for just RSD 550 per month!

Join us

Safe. Flexible. Attractive.

Very attractive interest rate!

0.8% per annum in EUR

Terms and Conditions


Join us

Safe. Flexible. Attractive.

Access your saving whenever you need them.

You can transfer from and to your current account 24/7!

Join us

Safe. Flexible. Attractive.

Trust your money to ProCredit Bank, part of the first German banking group in Eastern Europe.

The safety of your savings is our priority!

Join us

Never miss out on opportunities again.

Have your salary, pension or other regular income paid into your ProCredit Bank account.

Benefit from an overdraft of up to two times your monthly income at an interest rate of just 9% per annum in RSD

Conditions and example


Join us

Never miss out on opportunities again.

ProCredit FlexFund gives you fast and flexible access to extra funds when you need them.

No need for any other credit product to cover your short term financing needs!

Join us

Never miss out on opportunities again.


Join us

Plan your future with confidence.

Earn up to 1% per annum for a 25 month deposit in EUR

Conditions and example


Join us

Plan your future with confidence.

Invest your money in a 12, 18, 25 or 36 month term deposit, in RSD, EUR or USD.

Join us

Plan your future with confidence.

Take a long-term view; we do the same!

Join us

We provide support when you need it.

Investment loans up to 60 months and up to RSD 3,600,000

Conditions and example for Investment loan


Join us

We provide support when you need it.

Invest in your home and make it environmentally friendly while reducing your energy costs.

Join us

We provide support when you need it.

Optimise and reduce your living expenses by investing in smart, modern technology: go electric!

Join us

Buying a new home? ProCredit Bank makes it safe and easy.

Maturities of up to 12 years.

Fixed interest rates for housing loans with maturities up to 10 years.

Conditions and example for Housing loans 


Join us

Buying a new home? ProCredit Bank makes it safe and easy.

Quick approval process. We finance up to 80% of the value of the property.


Join us

Buying a new home? ProCredit Bank makes it safe and easy.

Plan for the long term with peace of mind: except variable interest rates, we also offer loans with fixed interest rates, so that the interest rate risk is ours, not yours.

Join us